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direct auto´ÔÀÇ ±ÛÀÔ´Ï´Ù. :Hi Veronica–I think your last point makes it, don’t mention you’re paying cash until you settle the price. Still, I think that the buyer who doesn’t NEED a loan is seen as a strong buyer, and that’s worth something. After all, not everyone can qualify for the loans to begin with.And on the payment thing, that is very true. I saw it first hand in the mortgage business for many years. People overpaid for loans (and were more than willing to do so) in exchange for a lower payment. That was all that mattered to most people.