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no down paym´ÔÀÇ ±ÛÀÔ´Ï´Ù. :its was unneccessary to tax the citizens. She sounds antigold to me, looks like shes totally missing the bigger picture and concentrating on the minutiae. I went to the website she recommended and found the layout remarkably similar to this site and low and behold there was Fbeard hogging entire threads and talking about gold-small world eh, lolol;)Btw you forgot to mention the towels, Germans always come armed with towels and get on the beaches for the best places by 6am