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car insuranc´ÔÀÇ ±ÛÀÔ´Ï´Ù. :Pollock:We are talking about morality, not practicality. From a practical standpoint, of course a person walking down a street in a bad neighborhood with hundred-dollar bills sticking out of his pockets is about 1000% more likely to be robbed. But from a moral standpoint, I don't believe our street-walker has any moral culpability for his mugging.And, for the record, your scammers analogy fails because those who are fleeced in that situation are committing a wrong, whether it's a scam or not. They have willingly entered into a criminal enterprise out of greed.