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cheap sr22 i님의 글입니다. :The only real con to buying with cash is that it’s a significant cut in your liquidity, should you need that money later or want to invest it in something else. The pros however are that the purchase is cheaper (no interest) and the closing costs are significantly less, and that you own your home immediately. The only costs outside of maintenance and repairs would be taxes and insurance.References : Was this answer helpful?