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payless auto´ÔÀÇ ±ÛÀÔ´Ï´Ù. :Man age 62. Wife age 55. Assume max age for man is 100.Sum over y from 62 to 100:probability man lives to age y and dies by age y+1* prob wife lives after age 55+ (y-62)+1.This still is an approximation but is close enough for now.To get probability to die between year y and y+1 for a man from a table of prob to survive after age y, take difference of each succeeding element of prior element. If you can find the data in a csv format you can download it and do the calculations.