이 름 전자우편 홈페이지 제목 비밀번호 (최소 4자이상의 영문 또는 숫자)삭제시필요 us agency ca님의 글입니다. :told everyone if you want your costs to lower, stop going to the doctor for every freaking hangnail. People stopped going for every freaking hangnail and guess what? Yip. Our costs went down.People not having insurance isn't the problem. PS: don't forget the new tax laws on internet marketers that are caused some IM's to close down or start giving their products away for free.